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Get ready for principal and interest payments

Use your separation or grace period to organize and understand the next stage of your student loan payments.

Prepare to pay your student loans

Understand where your student loan payment goes

See how your payment is allocated and applied and get tips on how you can pay down your student loan faster.

Learn how your payments work

Build a strong credit history

Learn what good credit is, how it can help you throughout your life, and the impact of your student loan on it.

Learn about credit

Manage life changes

Get information about processing routine account changes, requesting a deferment, and dealing with financial difficulties.

Help with special circumstances

Student loan tax information

See if the interest on your student loan is eligible for a tax deduction.

Access tax benefits and forms

Release your cosigner

Learn how to request that your cosigner be released from their student loan responsibilities.

Apply for cosigner release

Claim your military benefits

As a servicemember, you may be eligible for special student loan benefits.

Understand student loan military benefits

Find the form you need

From deferments to auto debit, there are forms that can make the process easier

Get loan servicing forms